The "Origin of Everything: Why Do Students Have So Much Debt?" video examines the growing burden of student-loan debt on American students. The video delves into the history and evolution of student loans, tracing their roots back to initiatives like the Servicemen's Readjustment Act and the National Defense Education Act. Sociologists Joel Best and Eric Best describe key problems, including increased accessibility to higher education leading to rising tuition fees far outpacing inflation rates. The video's relevance lies in educating viewers on loans' impact on access to education and financial security, emphasizing the burgeoning $1.52 trillion debt. Important concepts include subsidized and unsubsidized loans, the Higher Education Act, and initiatives like Pell Grants and Sallie Mae. This resource enlightens readers about terms like "student loans," "Pell Grants," and "educational debt," important for comprehending the modern education financing landscape.