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Social Security Disability Insurance Program (SSDI)

4 minutes

This video will provide you with a brief explanation of SSDI, or Social Security Disability Insurance. It seems like there's a lot of confusion out there about the term SSDI. Apparently, some people think that within the term S-S-D-I, that the "D" stands for deaf and that SSDI is a special Social Security benefit for deaf people, but it certainly is not. The "D" in fact stands for "disability" in general, and it's a benefit for anyone with a disability. SSDI provides benefits for people who have worked in the past and paid social security taxes. And then at some point, they've become disabled while working, and they're eligible to collect SSDI benefits. Let's look at one example. There was a deaf man, and this is actually a true story, and this man worked as a machinist in an industrial setting for 35 years. And after working steadily for 35 years in this setting, his knees started to give him a lot of trouble to where he couldn't stand on the job. He had to go in for surgery to have his knees repaired and attempted to return to his job. But his knees were continuing to give him trouble, so much so that he was prevented from doing his job. And his knees caused him to become disabled. However, because he had worked for 35 years and paid his Social Security taxes, he had SSDI benefits to draw from after he had become disabled due to his knees. Now it wasn't the fact that he was deaf that made him eligible for SSDI benefits. It was his knees. SSDI benefits are there because every person who works pays a part of their earnings in taxes to Social Security and if you look at a paycheck stub, the Social Security tax is shown as a FICA tax. And this FICA tax is taken out of your pay as a protection for you, so that in the event that you were to become disabled, you'd be unable to work, this money is set aside for you to draw upon in the form of SSDI benefits. We do have a Supporting Document with more information about SSDI that you can find online by going to the PEPNet website. You'll look for the Getting a Job video series and from there, you'll see a link. That link is entitled Social Security, and by selecting that link, you'll be able to locate the Social Security office that's nearest you and they will provide you with further assistance.

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What is SSDI (Social Security Disability Insurance), and who is eligible to receive it? This segment provides a brief introduction to the Social Security Administration's SSDI Program. Part of the "Getting a Job" series.

Media Details

Runtime: 4 minutes

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